Army vs Navy Prediction, Picks, Odds, Line Movement, and Trends for December 13 2025
Army vs Navy prediction for the annual service academy showdown at M and T Bank Stadium, where the Midshipmen look to build on late season momentum while the Knights aim to reclaim control of the rivalry. Below you’ll find full odds, line movement data, matchup analysis, and our projected final score. For more previews and betting insight, visit the latest college football picks.
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Quick Picks and Prediction
- Side: Navy -6.5
- Total: Under 37.5
- Projected Final Score: Navy 24, Army 13
Odds and Line Movement
Navy has taken early support in the market after closing the regular season with consecutive upset victories. Army has been competitive down the stretch but enters with an inconsistent offense. The total has steadily trended downward, consistent with the defensive tendencies of recent Army-Navy matchups.
Opening Odds
| # | Handicapper | Profit |
|---|---|---|
| 1 |  Tony Karpinski | +2,494.00 |
| 2 |  Joe Duffy | +1,859.00 |
| 3 |  The Insiders Room | +1,788.00 |
| 4 |  Mark Ruelle | +1,428.00 |
| 5 |  Jackie Mack | +1,400.00 |
| Market | Army | Navy |
|---|---|---|
| Spread | +4.5 (-110) | -4.5 (-110) |
| Total | Over 38 (-110) | Under 38 (-110) |
Current Odds
| Market | Army | Navy |
|---|---|---|
| Spread | +6.5 (-115) | -6.5 (-105) |
| Total | Over 37.5 (-118) | Under 37.5 (-104) |
Line Movement - Spread
| Date | Time | Army | Navy | Public ($, #) |
|---|---|---|---|---|
| 12/08 | 11:31:28am | +6.5 (-115) | -6.5 (-105) | Navy 62%, 78% |
| 12/08 | 08:00:16am | +6.5 (-110) | -6.5 (-110) | Navy 62%, 77% |
| 12/08 | 07:02:07am | +6.5 (-110) | -6.5 (-110) | Navy 62%, 77% |
| 12/07 | 06:12:07pm | +6 (-110) | -6 (-110) | Navy 59%, 74% |
| 12/07 | 06:11:40pm | +6 (-104) | -6 (-114) | Navy 59%, 74% |
| 12/07 | 02:24:50pm | +5.5 (-104) | -5.5 (-118) | Navy 67%, 73% |
| 12/07 | 01:26:30pm | +5.5 (-110) | -5.5 (-110) | Navy 67%, 73% |
| 12/07 | 01:25:44pm | +5.5 (-110) | -5.5 (-110) | Navy 67%, 73% |
| 12/07 | 01:19:23pm | +5.5 (-110) | -5.5 (-110) | Navy 67%, 73% |
| 12/07 | 01:07:50pm | +5 (-110) | -5 (-110) | Navy 67%, 70% |
| 12/07 | 08:27:23am | +5 (-105) | -5 (-115) | Navy 67%, 70% |
| 12/07 | 08:27:24am | +5 (-110) | -5 (-110) | Navy 67%, 70% |
| 12/06 | 01:54:33pm | +4.5 (-105) | -4.5 (-115) | Navy 82%, 64% |
| 12/06 | 04:19:11am | +4.5 (-108) | -4.5 (-112) | Navy 90%, 60% |
| 12/06 | 02:23:18am | +4.5 (-105) | -4.5 (-115) | Army 89%, 60% |
| 12/04 | 06:19:17am | +4.5 (-110) | -4.5 (-110) | Army 89%, 66% |
| 12/04 | 06:15:57am | +4.5 (-105) | -4.5 (-115) | Army 89%, 60% |
| 12/04 | 06:15:43am | +4.5 (-105) | -4.5 (-115) | Army 89%, 60% |
| 12/04 | 05:48:53am | +4.5 (-110) | -4.5 (-110) | Army 89%, 60% |
| 12/03 | 06:00:14am | +4.5 (-105) | -4.5 (-115) |
Line Movement - Total
| Date | Time | Over | Under | Public ($, #) |
|---|---|---|---|---|
| 12/09 | 09:56:35am | 37.5 o(-118) | 37.5 u(-104) | u91%, u72% |
| 12/09 | 09:49:16am | 37.5 o(-114) | 37.5 u(-106) | u87%, u72% |
| 12/09 | 07:58:45am | 38 o(-105) | 38 u(-115) | u92%, u? |
| 12/08 | 08:00:16am | 38 o(-110) | 38 u(-110) | u91%, u84% |
| 12/08 | 07:20:38am | 38 o(-115) | 38 u(-105) | u91%, u84% |
| 12/07 | 02:40:48pm | 38 o(-115) | 38 u(-105) | u91%, u93% |
| 12/07 | 01:26:30pm | 38 o(-110) | 38 u(-110) | u91%, u93% |
| 12/07 | 01:19:24pm | 38 o(-110) | 38 u(-110) | u91%, u93% |
| 12/07 | 01:07:51pm | 38 o(-110) | 38 u(-110) | u91%, u93% |
| 12/07 | 09:04:43am | 38.5 o(-110) | 38.5 u(-110) | u93%, u89% |
| 12/06 | 03:39:35pm | 38.5 o(-115) | 38.5 u(-105) | u93%, u89% |
| 12/06 | 02:18:36pm | 38.5 o(-110) | 38.5 u(-110) | u93%, u89% |
| 12/04 | 09:16:17am | 38 o(-110) | 38 u(-110) | u93%, u87% |
| 12/04 | 06:15:58am | 38 o(-110) | 38 u(-110) | u93%, u87% |
| 12/04 | 05:48:24am | 38 o(-110) | 38 u(-110) | u91%, u91% |
| 12/03 | 06:00:15am | 38 o(-110) | 38 u(-110) |
Army vs Navy Key Matchups and Handicap
Navy’s 31–13 upset win last season highlighted the program’s defensive evolution and marked its fourth straight game outgaining Army, averaging over 100 more yards per contest during that span. This year’s matchup once again tilts toward the Midshipmen thanks to a vastly improved offensive profile that sits top 15 nationally in multiple efficiency categories, including offensive success rate, rushing success rate, EPA per play, early down success rate, and third down success rate.
The introduction of modernized passing concepts has elevated Navy’s ceiling, giving the offense a multi dimensional structure rarely seen in service academy football. That contrasts sharply with an Army unit that remains anchored in a more traditional triple option approach. The lack of balance has shown clearly: over Army’s last three games, quarterback Cale Hellums has completed just 11 of 23 passes for 128 yards — an average that makes it difficult to keep pace with a Navy offense generating explosive plays and sustained drives.
The Knights have won three of their last four, but scoring remains a concern. Army has averaged only 21.2 points per game across its last six contests, struggling to generate consistency beyond the run game. With both teams heading into bowl season — Army to the Fenway Bowl and Navy to the Liberty Bowl — this matchup still holds substantial weight, but recent form strongly favors the Midshipmen.
Betting Trends for Army Navy Game
- Navy has won back to back games outright as an underdog.
- Army has averaged just 21.2 points over its last six games.
- Navy has outgained Army in four straight meetings.
Army Navy Key Injuries and Notes
- No major injury concerns reported for either program entering this matchup.
- Navy’s offense has successfully integrated expanded passing elements this season.
ATS and Total Picks for Navy vs Army
- Side: Navy -6.5
- Total: Under 37.5
Army Navy Game Final Score Prediction
Projected Final Score: Navy 24, Army 13
Stats to Know for Army vs Navy
- Navy has outgained Army by an average of 106.8 yards in their last four meetings.
- Navy ranks top 15 nationally in offensive success rate across multiple categories.
- Army quarterback Cale Hellums has thrown for just 128 yards over the last three games.
- Army has averaged 21.2 points per game across its last six contests.
- Navy enters this matchup following back to back upset victories.
How to Bet This Year's Army vs Navy Game
This matchup historically leans toward lower scoring outcomes, and the market has reflected that with steady downward movement on the total. Navy’s offensive efficiency and ability to create explosive plays offer a stronger betting angle than Army’s limited passing output. Those seeking added value should compare odds across multiple operators and utilize available bonuses. Explore sportsbook promo codes, check the latest offers from the best sportsbooks, and consider alternative wagering formats through social sportsbooks. Popular boosts this week include the bet365 bonus code and the fliff promo code for additional value.
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