Charlotte 49ers vs Army Black Knights Picks and Prediction for Saturday, October 11, 2025
Use Code WWWC The Charlotte 49ers (1-4, 0-2 AAC) are on the road Saturday with a visit to West Point and Michie Stadium to play the Army Black Knights (2-3, 1-2 AAC) in an American Athletic Conference clash. Charlotte lost to South Florida 54-26 last week. The 49ers have lost two straight since their only win of the season over Monmouth. Charlotte has lost each of its first two AAC games. Army snapped a two-game losing streak with a 31-13 victory over UAB last week. Army has lost two of its first three conference games. Charlotte will play without QB Conner Harrell, RB Henry Rutledge, WR Justin Olson, RB Rod Gainey Jr, and WR Jayden McGowan, while 9 players are questionable.
Army will play without QB Ethan Washington, while six others are questionable, including three WRs. Make sure to read this in-depth Charlotte 49ers vs Army Black Knights prediction. Game day edge is here—check out our top NCAAF picks for Charlotte 49ers at Army Black Knights prediction today.
Charlotte needs to score more since its defense is very weak
The Charlotte 49ers score an average of 22.2 points per game, which is 111th, while allowing an average of 34.2 points per game, which is 126th. The 49ers’ offense averages 96.6 yards (125th) rushing and 236.4 yards (64th) passing for 330.0 yards (112th) of total offense per game. Charlotte's defense allows an average of 208.0 yards (126th) rushing and 258.2 yards (116th) passing for 466.2 yards (129th) per game.
The 49ers have just one win this season and it came against FCS Monmouth 42-35 on Sept. 13. They lost at home to Rice 28-17 after that in their first conference game and then were blasted by USF last week despite coming off a bye.
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Charlotte starting quarterback Connor Harrell has 737 yards passing with four touchdowns and two interceptions. Harrell was injured in Charlotte's game versus Rice, and he remains out. Backup QB Grayson Loftis has 295 yards passing with one touchdown and two interceptions, but Zach Wilcke played versus South Florida and has 150 yards passing with 2 touchdowns and one interception. CJ Stokes has 149 yards rushing to lead Charlotte with an average of 3.1 yards per carry and one touchdown. Rod Gainey Jr is out injured. E.Jai Mason leads all receivers with 310 yards and four touchdowns. Linebacker Shay Taylor leads in tackles with 32, while linebacker Reid Williford has a team-best 2.0 sacks. Charlotte’s defense has 5.0 QB sacks and two interceptions.
Army is performing below average on both sides of the ball
The Army Black Knights score an average of 25.6 points per game and allow an average of 27.4 points per game, which are 94th and 95th, respectively. Army's offense averages 278.4 yards (5th) rushing and 84.8 yards (136th) passing for a total of 363.2 yards (86th) of total offense per game. The Army defense allows an average of 155.6 yards (87th) rushing and 216.6 yards (62nd) passing for a total of 372.2 yards (72nd).
Army is coming off a solid win over UAB, 31-13, where their option offense was on display with 247 rushing yards on 61 carries. They dominated time of possession, 36:41 to 23:19, which is a staple of an run-oriented offense.
Army quarterback Cale Hellums has 99 yards passing with one TD and one interception, while Dwayne Coleman has 273 yards passing with two touchdowns and two interceptions. Noah Short has 310 yards rushing, and Hellums has 307 yards rushing and six touchdowns. Brady Anderson has caught five passes for 167 yards and two touchdowns to lead the Black Knights. Linebacker Andon Thomas leads Army in tackles with 47, and four players each have 1.0 quarterback sacks. Army's defense has four quarterback sacks and has intercepted three passes.
Charlotte 49ers vs. Army Black Knights Pick
Spread Pick for Charlotte 49ers vs. Army Black Knights
- Army Black Knights -17.5 (5 units)
The Army Black Knights are not having a strong season, but face one of the weakest defenses in the nation on Saturday when hosting Charlotte. Army will use one of the nation's best running games, averaging 278.40 yards (5th) per game, against a Charlotte defense that is allowing an average of 208.0 yards rushing per game, which is 126th out of 136. Charlotte's strength is its passing game, averaging 236.4 yards per game, which is 64th, but it faces a solid Army defense against the pass that allows 216.6 yards per game, which is 62nd. Charlotte starting QB Conner Harrell is out injured, and the 49ers have used two others at QB, which creates a lack of continuity. Charlotte is 1-3-1 ATS in the last five games, and the 49ers will be hard-pressed to stop the rushing juggernaut of the Black Knights on the road.
Over/Under Pick for Charlotte 49ers vs. Army Black Knights
- Over 47 (4 units)
Charlotte's defense is allowing an average of 34.2 points per game, which is 126th, and Army is only slightly better at 27.4 points per game allowed, which is 95th. The total has finished over in 11 of Charlotte's last 16 games and in eight of the last nine games that the 49ers have played on the road. Although Charlotte may not score many points, Army will move up and down the field enough times to push the total over all on its own.
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