Miami Hurricanes vs Indiana Hoosiers Picks and Predictions for Monday January 19 2026

The Miami Hurricanes and the Indiana Hoosiers are set to square off in the National Championship game on Monday night. The game is kicking off at 7:30 PM EST and is being aired on ESPN. The Hurricanes finished the season before the game here with a 13-2 record and are ranked 10th in the nation, but the Hoosiers finished in first place in the nation and are now sitting on a 15-0 record on the year. The odds coming into this game here the Hoosiers sat at a -7.5 on the spread, but the total in the game is sitting at only 47.5. Now, make sure you are ready for the next college football season by checking out all of our free college football picks.

Hurricanes Hope To Continue Surprise

The Miami Hurricanes are looking impressive coming into this game, but is the surprise still working for the Hurricanes? That could be the case in this game, but the Hoosiers are definitely going to be better prepared for the Miami team. The Hurricanes were able to take down Ohio State with a final score of 24-14 and Ole Miss with a score of 31-27.

Miami on the year managed to put in 31 points per game. They were able to do that by picking up 255 yards per game in the air and 154 yards per game on the ground. The Hurricanes also controlled the ball for an average of 33:42 a game. Defensively the Hurricanes were giving up only 14 points per game. Miami allowed only 206 yards per game in the air and 86 yards per game on the ground.

Carson Beck is the heart of the Miami offense as he went 319/435 for 3,581 yards and 29 touchdowns with only 11 picks. The rushing attack seen Mark Fletcher Jr. carry the ball 199 times for 1,080 yards and 10 touchdowns. However, Charmar Brown was a good alternative in the backfield for the Hurricanes with 119 carries for 469 yards, but punched the ball into the end zone 7 times.

Hoosiers Look To Keep Trucking

The Indiana Hoosiers are coming here as the top ranked team in the nation and an unbeaten record at 15-0. The Hoosiers were able to advance to this game after dismantling a couple of the top programs in the nation. One of those teams was the Alabama Crimson Tide who ended up losing the game by a score of 38-3. The other team that was dismantled was the Oregon Ducks who ended up losing to the Hoosiers by a score of 56-22.

Offensively Indiana was able to put in a total of 42.6 points per game. The passing attack for Indiana was able to get 242.6 yards per game, but the rushing attack was just as impressive with 218 yards per game. Defensively the Hoosiers have allowed only 11 points per game and was the second ranked defense in the nation. The Hoosiers allowed only 185.9 yards per game on the air, but only 75 yards per game on the ground.

The Hoosiers passing attack has been led by Fernando Mendoza who went 257/352 for 3,349 yards with 41 touchdowns and only 6 picks. The rushing attack was led by Roman Hemby who carried the ball 11 times for 1,060 yards with 7 touchdowns. The second leading rushing attack was led by Kaelon Black who carried the ball a total of 169 times for 961 yards, but did lead Indiana in the scoring department in the backfield with 10 rushing touchdowns.

Indiana vs Miami Pick

Indiana vs Miami ATS Pick

• Miami Hurricanes +7.5

I look at this game as being more of a back and forth battle on the defensive side of the ball. The Hurricanes are a good team that should be able to play good in this game and keep the game close. However, the other aspect is the Hurricanes passing defense should be able to keep the Hoosiers passing attack in check. Now, one thing that can be a question mark is how the Hoosiers defense will react to the Hurricanes offense and in that case I do not see the Hurricanes being able to really do much against this top ranked defense that Indiana has been putting on the field this year, but still the Hurricanes defense is the key here to keeping this game close.

Indiana vs Miami Total Pick

• Under 47.5

The total in this game is sitting at 47.5 and with the way these two defenses have played in the past I think that is a little bit on the high side. These are a couple of the top ranked defenses in the nation and while they both have an offense that is able to play ball and as we seen in Indiana in the last game could easily cover the spread on their own, the defenses are what will keep this game in check. That is what is going to drive this game to hit the under on the day.