Prediction, Preview, and Odds
#169 UMass 64 vs.
#170 Charlotte -20
Saturday, September 14, 2019 at 6:00pm EDT
Written by Bosun Akinpelu



#169 University of Massachusetts Amherst
#170 University of North Carolina at Charlotte


This article covers a past game!

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UMass Minutemen vs. Charlotte 49ers

Where: McColl-Richardson Field, Charlotte, NC

When: Saturday, September 14, 6:00 PM. ET.

The Charlotte 49ers will be trying to bounce back from their loss to Appalachian State when they take on the UMass Minutemen on Saturday night.

Minutemen Looking For First Win

The Minutemen seem to have picked up where they left off last season and have lost their first two contests of the year. With the two losses, their losing streak now stands at four games dating back to the final two games of last season. They will try to snap their losing streak with a win over the 49ers, but they will have to play much better defense than they have in the first two games to get the win.

UMass hasn’t played well offensively, averaging 20.5 points per game, which is 103rd in the country. They finished their last game with 321 total yards and will need to play significantly better to keep up with the 49ers on Saturday.

Quarterback Randall West completed 9 of 17 passes for 125 yards and one interception while running back Bilal Ally added 87 yards on the ground. With the team going up against a defense that is giving up 42 points per game, they should be able to move the ball with ease on Saturday.

49ers Trying To Avoid Trap Game

The 49ers were unable to pull off the win at Appalachian State after falling behind early in the game. Their defense didn’t do them any favors in the game, giving up 14 points in each quarter. They will be trying to bounce back from the disappointing loss with a win over the Minutemen, which will give them their second win in their last three games.

On paper, the 49ers are the better team, but with the team facing the Clemson Tigers after this game, there is a chance that they may overlook their opponents and drop a game they are expected to win.

Charlotte’s offense is one of the best in the country, averaging 45 points per game. The team has been able to create balance on offense and can beat their opponents on the ground and through the air. The 49ers are averaging 276 rushing yards per game, which is 14th in the country, and 241 passing yards per game, which is 61st.

Chris Reynolds completed 20 of 31 passes for 296 yards, four touchdowns, and one interception in the loss to the Mountaineers, while Benny LeMay led the ground attack and finished with 118 yards and two touchdowns. The team will need their two stars to continue playing well and lead them to victory on Saturday.

Best Bets for this Game

Full-Game Side Bet

Insiders Status:


The 49ers have played well against teams with losing records and are 4-1 in their last five games against them, while the Minutemen have struggled on the road, losing six of their last eight road games. The 49ers have the edge in this game because they have a very good offense that is putting up 45 points per game and are going up against a defense that has given up 93 points in their first two games while scoring only 41 points. Even with their defensive struggles, expect the 49ers to run away with this game.

Prediction: Charlotte 49ers -18.5

Full-Game Total Pick

Insiders Status:


The Minutemen have played over the total in four of their last five road games while the 49ers have played over the total in four of their last five games. With both defense struggling and their offense putting up 65.5 combined points per game, expect them to go over the total in this game.

Prediction: Over 68.5

Half-Time Side Pick

Insiders Status:


The 49ers will win the first half of this game, but the Minutemen will cover the spread because they have played well in the first half of their first two games, averaging 17 points per game while the 49ers average 24 points per game.

Prediction: UMass +10.5

Half-Time Total Bet

Insiders Status:


The Minutemen and 49ers are averaging 41 combined points per game in the first half of their first two games and will go over the first half total in this game if they maintain their current scoring pace.

Prediction: Over 34

Written By Bosun Akinpelu

Bosun is very passionate about sports and he feels bad to get paid for doing this, but we here at Winners and Whiners are glad to have him as a part of the team. As someone who minored in Mathematics, Bosun has a lot of faith in numbers, and will make his picks based on stats and not emotions. He has been successfully picking winners for quite some time, so if you want to get paid, then stick with Bosun.